Infographic showing where to apply for private student loans in 2026, comparing online lenders, traditional banks, application steps, and student loan interest tax deduction rules.

Where to Get Private Student Loans: Best Banks & Lenders to Apply With (Plus Are Student Loans Tax Deductible?)

Once you’ve maxed out federal student aid, private student loans often become the next step to cover the gap. But figuring out where to actually get one can be confusing — many major banks quietly exited the student loan business years ago, while online lenders and credit unions have taken their place. And once you’re

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